306 Harbor Drive, INDIAN ROCKS BEACH, FL

$3,700,000

Previous Next

5

Beds

4

Baths

4,571

Square feet

0.21

Acres

About 306 Harbor Drive

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Features of 306 Harbor Drive

MLS® # TB8467679
Price $3,700,000
Bedrooms 5
Bathrooms 4.00
Full Baths 4
Square Footage 4,571
Acres 0.21
Year Built 2004
Type Residential
Sub-Type Single Family Residence
Style Mediterranean
Status Active

Community Information

Address 306 Harbor Drive
Area Indian Rocks Bch/Belleair Bch/Indian Shores
Subdivision INDIAN BEACH RE-REVISED 5TH ADD
City INDIAN ROCKS BEACH
County Pinellas
State FL
Zip Code 33785-3135

Amenities

Amenities Basketball Court
# of Garages 5
View Park/Greenbelt, Water
Is Waterfront Yes
Waterfront Intracoastal Waterway
Has Pool Yes

Interior

Interior Features Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Skylight(s), Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Appliances Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
Heating Central, Electric
Cooling Central Air, Mini-Split Unit(s)
Fireplace Yes
Fireplaces Living Room, Master Bedroom, Wood Burning
# of Stories 3

Exterior

Exterior Features Balcony, Hurricane Shutters, Irrigation System, Private Mailbox, Rain Gutters, Sliding Doors
Roof Tile
Foundation Slab

Additional Information

Date Listed January 22nd, 2026
Days on Market 221
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeKELLER WILLIAMS REALTY PORTFOLIO COLLECTION

Listing Map

Request a Showing

Provide a valid email address.
When would you like to view this property?